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Federally insured by NCUA

Bank from your phone or computer

Online banking is free for Caprock members. Sign in any time to check balances, move money between accounts and pay bills.

An older couple checking their accounts together on a laptop at homeFree for members

What you can do online

Everything below is included with your membership, with no monthly fee.

  • Online bankingFree, around the clock
  • Online transfersMove money between your accounts
  • Caprock Bill PayPay your bills from one place, free
  • Debit cardNo fee for transactions at our ATM

Getting started

  1. Become a member

    Open your share savings account online or at any branch.

    Become a member
  2. Open online banking

    Use the Online Banking button at the top of any page. If you need help setting up your sign-in, call us.

    Go to online banking
  3. Set up Caprock Bill Pay

    Add the companies you pay, then send payments from one place.

Staying safe

A few habits that keep your accounts protected.

We never ask for your account number

Our staff can already see your account. If a caller claiming to be Caprock asks for it, hang up and call us.

Keep your PIN private

Never keep your PIN with your card, and never share your password.

Reset your own password

Resetting it from the online banking site is free. A reset done by our staff costs $5.

Keep your details current

If we see unusual activity, we try to reach you right away, so tell us when your phone or address changes.

Questions about online banking

Need help signing in? Call (806) 872-5151.

Does online banking cost anything?

No. Online banking, online transfers and Caprock Bill Pay are free for members.

I forgot my password. What do I do?

Reset it from the online banking sign-in page at no charge. If you would rather we reset it for you, call us; a staff reset costs $5.

Can I move money between my accounts?

Yes. Online transfers between your Caprock accounts are free.

Can I make a loan payment online?

Yes. Transfer from your Caprock account in online banking, or pay with a debit or credit card.

Call us Become a Member