Make a loan payment
Pay online with a debit or credit card, from your Caprock account in online banking, or in person at any branch.
Ways to pay
Have your Caprock loan account number ready.
Online payment terms
I hereby authorize Caprock FCU to initiate a charge entry on my credit or debit card in the amount equal to the amount I enter into the online payment option. I acknowledge I am responsible for inputting the correct payment amount and my Caprock FCU account number.
By submitting an online payment, I agree there is a balance sufficient to pay all requested payments and agree Caprock FCU is not liable for any overdraft or insufficient fund situation or charge (including, but not limited to, finance charges, late fees or similar charges) caused by my failure to maintain funds sufficient to pay the amount I indicated. I further agree that my payment is only to be used to complete a payment on a specific loan and that my credit card will not be used for any cash advance activity.
I also agree that my online payment by credit card will be assessed a convenience fee. I understand that an online payment will be processed and credited to my account within two business days.
- Credited within two business days
- For loan payments only, never cash advances
- You are responsible for the amount and account number you enter
Questions about payments
Call (806) 872-5151 if anything looks wrong with a payment.
When will my online payment post?
Online payments are processed and credited to your account within two business days.
What do I need to pay online?
Your Caprock loan account number and a debit or credit card.
Can I skip a payment?
Each holiday season, Christmas Skip-a-Pay lets you skip one monthly payment on an eligible loan for $25 per loan. Find the form on Forms and documents.

