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Federally insured by NCUA
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Membership is open to the South Plains

Caprock is a member-owned credit union for nine West Texas counties and the families of our members. Joining takes a $25 savings deposit, and there is no membership fee.

Become a Member
A family of five standing together at the edge of their farm fieldNo membership fee

Who can join

You can become a member if either of these is true.

You live, work or worship in one of these counties

  • Borden
  • Crosby
  • Dawson
  • Floyd
  • Gaines
  • Garza
  • Hale
  • Lubbock
  • Lynn

All nine are in Texas. Working for a company or worshipping at a congregation in the county counts too.

Or a family member already belongs

  • Father or mother
  • Brother or sister
  • Aunt or uncle
Become a Member

How to join

It takes three steps, online or at a branch.

  1. Check that you qualify

    Live, work or worship in one of our nine counties, or have a parent, brother, sister, aunt or uncle who is a member.

    Who can join

  2. Apply online or at a branch

    Have a photo ID and your Social Security number ready.

    Start online

  3. Deposit $25 in savings

    Your share savings deposit makes you a member and an owner. Youth accounts open with $5.

Welcome, Plains Federal Credit Union members

Plains Federal Credit Union and Caprock Federal Credit Union have officially merged. For now, how you bank stays the same.

If you have a question about your accounts, call us or stop by any branch.

  • For now, how you bank stays the same
  • Your savings stay federally insured by NCUA
  • Questions? Call (806) 872-5151 or visit a branch
Find a branchCall (806) 872-5151

What makes a credit union different

Owned by members

Every member has one vote in electing the board of directors, however much is on deposit.

Not for profit

There are no outside shareholders to pay, so the credit union is run for the people who bank here.

Federally insured

Deposits are insured by NCUA, an agency of the U.S. government, up to $250,000 per member, per ownership category.

Questions about membership

Don't see yours? Call us at (806) 872-5151.

Does it cost anything to join?

There is no membership fee. You open a share savings account with $25, and that money stays yours.

Can my children join?

Yes. Youth savings accounts open with $5.

Which family members can join through me?

Your father, mother, brothers, sisters, aunts and uncles.

I was a Plains Federal member. Do I need to do anything?

For now, no. How you bank stays the same. Call us at (806) 872-5151 with any questions.

Are deposits insured?

Yes. Deposits are federally insured by NCUA up to $250,000 per member, per ownership category.

Call us Become a Member