/* Caprock Federal Credit Union: design system. By HJI.
 * Colors and fonts come from Site settings (printed as --cu-* tokens by inc/assets.php);
 * the values below are only the fallbacks. Everything is scoped to body.ccu or .cu-*.
 */
:root {
	--cu-navy: #00054d; --cu-navy-2: #0b1366; --cu-navy-line: #26306f;
	--cu-ink: #0d1033; --cu-muted: #4a4e6a; --cu-line: #dfe1ec; --cu-mist: #f4f5fa;
	--cu-red: #c02032; --cu-red-dark: #9e1a29;
	--cu-lav: #e9eaf8; --cu-blush: #fbeaec; --cu-sand: #f5efe6;
	--cu-white: #fff;
	--cu-font-h: "Albert Sans", system-ui, sans-serif; --cu-font-b: "DM Sans", system-ui, sans-serif;
	--cu-wrap: 1280px; --cu-gut: clamp(20px, 4vw, 40px);
	--cu-r-xl: 32px; --cu-r-lg: 24px; --cu-r: 18px; --cu-r-sm: 12px;
	--cu-sec: clamp(64px, 9vw, 120px);
}

/* ---------- Base ---------- */
body.ccu { margin: 0; background: var(--cu-white); color: var(--cu-ink); font-family: var(--cu-font-b); font-size: 18px; line-height: 1.6; -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility; }
:where(body.ccu) *, :where(body.ccu) *::before, :where(body.ccu) *::after { box-sizing: border-box; }
:where(body.ccu) img { max-width: 100%; height: auto; display: block; }
:where(body.ccu) a { color: inherit; }
:where(body.ccu) p { margin: 0 0 1em; }
:where(body.ccu) :is(h1, h2, h3, h4) { font-family: var(--cu-font-h); font-weight: 600; color: inherit; margin: 0 0 .5em; letter-spacing: 0; text-wrap: balance; }
:where(body.ccu) h1 { font-size: clamp(2.4rem, 4.4vw, 3.6rem); line-height: 1.08; }
:where(body.ccu) h2 { font-size: clamp(1.9rem, 3vw, 2.6rem); line-height: 1.12; }
:where(body.ccu) h3 { font-size: clamp(1.3rem, 1.7vw, 1.5rem); line-height: 1.25; }
:where(body.ccu) h4 { font-size: 1.1rem; line-height: 1.3; letter-spacing: 0; }
:where(body.ccu) ul { margin: 0 0 1em; padding-left: 1.2em; }
:where(body.ccu) main { display: block; }
:where(body.ccu) :focus-visible { outline: 3px solid var(--cu-red); outline-offset: 3px; border-radius: 6px; }
.cu-wrap { width: 100%; max-width: calc(var(--cu-wrap) + 2 * var(--cu-gut)); margin: 0 auto; padding: 0 var(--cu-gut); }
.cu-sr { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.cu-skip { position: absolute; left: 12px; top: -60px; z-index: 1000; background: var(--cu-white); color: var(--cu-navy); padding: 10px 16px; border-radius: 10px; font-weight: 600; }
.cu-skip:focus { top: 12px; }
.cu-ico { width: 1.15em; height: 1.15em; flex: 0 0 auto; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.cu-sec { padding: var(--cu-sec) 0; }
.cu-sec--tight { padding: clamp(40px, 6vw, 72px) 0; }
.cu-tone-mist { background: var(--cu-mist); }
.cu-tone-lav { background: var(--cu-lav); }
.cu-tone-sand { background: var(--cu-sand); }
.cu-tone-navy { background: var(--cu-navy); color: #fff; }
.cu-lead { font-size: clamp(1.1rem, 1.4vw, 1.25rem); line-height: 1.55; color: var(--cu-muted); max-width: 40em; }
.cu-tone-navy .cu-lead, .cu-hero .cu-lead, .cu-panel--navy .cu-lead { color: #fff; }
.cu-head { max-width: 760px; margin-bottom: clamp(32px, 4vw, 56px); }
.cu-head--center { margin-left: auto; margin-right: auto; text-align: center; }
.cu-head--center .cu-lead { margin-left: auto; margin-right: auto; }
.cu-head p:last-child { margin-bottom: 0; }

/* ---------- Buttons and links ---------- */
.cu-btn { display: inline-flex; align-items: center; justify-content: center; gap: .55em; min-height: 52px; padding: 0 26px; border-radius: 999px; border: 2px solid transparent; font: 600 1rem/1 var(--cu-font-b); text-decoration: none; white-space: nowrap; cursor: pointer; transition: background-color .2s, color .2s, border-color .2s; box-shadow: none; }
.cu-btn--red { background: var(--cu-red); color: #fff !important; }
.cu-btn--red:hover { background: var(--cu-red-dark); }
.cu-btn--navy { background: var(--cu-navy); color: #fff !important; }
.cu-btn--navy:hover { background: var(--cu-navy-2); }
.cu-btn--white { background: #fff; color: var(--cu-navy) !important; }
.cu-btn--white:hover { background: var(--cu-lav); }
.cu-btn--line { border-color: var(--cu-navy); color: var(--cu-navy) !important; background: transparent; }
.cu-btn--line:hover { background: var(--cu-navy); color: #fff !important; }
.cu-btn--line-white { border-color: #fff; color: #fff !important; background: transparent; }
.cu-btn--line-white:hover { background: #fff; color: var(--cu-navy) !important; }
.cu-btn--sm { min-height: 42px; padding: 0 18px; font-size: .95rem; }
.cu-btns { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.cu-link { display: inline-flex; align-items: center; gap: .4em; font-weight: 600; color: var(--cu-navy); text-decoration: none; border-bottom: 2px solid currentColor; padding-bottom: 2px; }
.cu-link:hover { color: var(--cu-red); }
.cu-tone-navy .cu-link, .cu-panel--navy .cu-link, .cu-hero .cu-link, .cu-phero--navy .cu-link, .cu-elig__card--b .cu-link, .cu-rate--feature .cu-link { color: #fff; }
.cu-tone-navy .cu-link:hover, .cu-panel--navy .cu-link:hover, .cu-hero .cu-link:hover, .cu-phero--navy .cu-link:hover, .cu-elig__card--b .cu-link:hover, .cu-rate--feature .cu-link:hover { color: #fff; border-bottom-color: var(--cu-red); }
.cu-arrow { width: 1em; height: 1em; }

/* ---------- Header ---------- */
.cu-top { position: relative; z-index: 51; background: var(--cu-navy-2); color: #fff; font-size: .875rem; }
/* The top bar, header and drop-down panels run the full width of the window (--cu-edge from each side); page content keeps .cu-wrap. */
:root { --cu-edge: min(var(--cu-gut), 32px); }
.cu-top .cu-wrap, .cu-header > .cu-wrap, .cu-drop .cu-wrap { max-width: none; padding-left: var(--cu-edge); padding-right: var(--cu-edge); }
.cu-top .cu-wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: 40px; }
.cu-top__left, .cu-top__right { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; }
.cu-top a { color: #fff; text-decoration: none; display: inline-flex; align-items: center; gap: 6px; }
.cu-top a:hover { text-decoration: underline; text-underline-offset: 3px; }
.cu-top strong { font-weight: 600; }
.cu-header { position: sticky; top: 0; z-index: 50; background: var(--cu-navy); color: #fff; }
.admin-bar .cu-header { top: 32px; }
/* Logo far left, menu centered on the window, buttons far right (the side columns share what is left, so the menu stays centered). */
.cu-header > .cu-wrap { display: grid; grid-template-columns: minmax(max-content, 1fr) auto minmax(max-content, 1fr); align-items: center; gap: 24px; min-height: 84px; }
.cu-logo { display: block; grid-column: 1; justify-self: start; }
.cu-logo img { width: 176px; height: auto; }
.cu-nav { grid-column: 2; min-width: 0; }
.cu-nav__list { display: flex; align-items: center; gap: 4px; margin: 0; padding: 0; list-style: none; }
.cu-nav__item { position: static; }
.cu-nav__link { display: inline-flex; align-items: center; gap: 6px; padding: 10px 14px; border-radius: 999px; color: #fff; text-decoration: none; font-weight: 500; font-size: 1rem; background: none; border: 0; cursor: pointer; font-family: inherit; white-space: nowrap; }
.cu-nav__link:hover, .cu-nav__item--open > .cu-nav__link, .cu-nav__link[aria-current="page"] { background: rgba(255, 255, 255, .14); }
.cu-nav__link .cu-ico { width: 16px; height: 16px; transition: transform .2s; }
.cu-nav__item--open > .cu-nav__link .cu-ico { transform: rotate(180deg); }
/* The drop-down: a full-width navy panel under the header (the header turns solid navy while one is open). */
.cu-drop { position: absolute; left: 0; right: 0; top: 100%; background: var(--cu-navy); color: #fff; border-top: 1px solid rgba(255, 255, 255, .14); border-radius: 0 0 var(--cu-r) var(--cu-r); opacity: 0; visibility: hidden; transition: opacity .2s ease, visibility .2s; }
.cu-nav__item--open > .cu-drop { opacity: 1; visibility: visible; }
@media (hover: hover) and (min-width: 1280px) { .cu-nav__item:hover > .cu-drop { opacity: 1; visibility: visible; } .cu-nav__item:hover > .cu-nav__link { background: rgba(255, 255, 255, .14); } .cu-nav__item:hover > button.cu-nav__link .cu-ico { transform: rotate(180deg); } }
.cu-drop::before { content: ""; position: absolute; left: 0; right: 0; top: -24px; height: 24px; }
.cu-drop__inner { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 2fr); }
.cu-drop__intro { padding: 40px 40px 44px 0; border-right: 1px solid rgba(255, 255, 255, .14); }
.cu-drop__title { font-family: var(--cu-font-h); font-size: 1.85rem; font-weight: 500; line-height: 1.15; letter-spacing: -0.01em; margin: 0 0 12px; }
.cu-drop__desc { font-size: 1.08rem; line-height: 1.5; max-width: 32ch; margin: 0 0 26px; }
.cu-drop__all { display: inline-flex; align-items: center; gap: 8px; padding: 10px 18px; border-radius: 999px; background: rgba(255, 255, 255, .12); color: #fff; text-decoration: none; font-weight: 500; font-size: .95rem; transition: background-color .2s; }
.cu-drop__all:hover { background: rgba(255, 255, 255, .24); }
.cu-drop__all .cu-ico { width: 16px; height: 16px; }
.cu-drop__grid { list-style: none; margin: 0; padding: 26px 0 30px 24px; display: grid; grid-template-columns: repeat(auto-fill, minmax(max(270px, 30%), 1fr)); gap: 2px 12px; align-content: start; }
.cu-drop__grid a { display: block; padding: 14px 16px; border-radius: var(--cu-r-sm); color: #fff; text-decoration: none; transition: background-color .15s; }
.cu-drop__grid a:hover { background: rgba(255, 255, 255, .09); }
.cu-drop__grid strong { display: block; font-family: var(--cu-font-h); font-weight: 700; font-size: .95rem; line-height: 1.3; letter-spacing: .06em; text-transform: uppercase; }
.cu-drop__grid span { display: block; font-size: .95rem; line-height: 1.45; margin-top: 4px; }
.cu-drop__foot { border-top: 1px solid rgba(255, 255, 255, .14); }
.cu-drop__foot .cu-wrap { display: flex; flex-wrap: wrap; gap: 14px 64px; padding-top: 26px; padding-bottom: 30px; }
.cu-drop__big { display: block; color: #fff; text-decoration: none; }
.cu-drop__big-title { display: inline-flex; align-items: center; gap: 14px; font-family: var(--cu-font-h); font-size: 1.6rem; font-weight: 500; line-height: 1.2; }
.cu-drop__arrow { width: 38px; height: 38px; border-radius: 50%; background: rgba(255, 255, 255, .14); display: inline-flex; align-items: center; justify-content: center; transition: background-color .2s; }
.cu-drop__arrow .cu-ico { width: 18px; height: 18px; }
.cu-drop__big:hover .cu-drop__arrow { background: var(--cu-red); }
.cu-drop__big > span:not(.cu-drop__big-title) { display: block; font-size: 1rem; margin-top: 6px; }
.cu-header:has(.cu-nav__item--open) { background: var(--cu-navy); }
@media (hover: hover) and (min-width: 1280px) { .cu-header:has(.cu-nav__item:hover > .cu-drop) { background: var(--cu-navy); } }
.cu-header__actions { display: flex; align-items: center; gap: 10px; grid-column: 3; justify-self: end; }
.cu-header__actions .cu-btn { min-height: 46px; padding: 0 20px; }
.cu-burger { display: none; width: 48px; height: 48px; border-radius: 50%; border: 2px solid #fff; background: transparent; color: #fff; align-items: center; justify-content: center; cursor: pointer; flex: 0 0 auto; }
.cu-burger .cu-ico { width: 22px; height: 22px; }
.cu-drawer { position: fixed; inset: 0; z-index: 100; background: var(--cu-navy); color: #fff; overflow-y: auto; padding: 0 0 40px; }
.cu-drawer[hidden] { display: none; }
.cu-drawer__bar { display: flex; align-items: center; justify-content: space-between; min-height: 76px; padding: 0 var(--cu-gut); }
.cu-drawer__bar img { width: 150px; }
.cu-drawer nav { padding: 8px var(--cu-gut); }
.cu-drawer ul { list-style: none; margin: 0; padding: 0; }
.cu-drawer > nav > ul > li { border-bottom: 1px solid var(--cu-navy-line); }
.cu-drawer nav a { display: block; color: #fff; text-decoration: none; padding: 16px 0; font-size: 1.05rem; font-weight: 700; font-family: var(--cu-font-h); letter-spacing: .07em; text-transform: uppercase; }
.cu-drawer nav li li a { font-size: 1.05rem; font-weight: 500; font-family: var(--cu-font-b); letter-spacing: 0; text-transform: none; padding: 8px 0 8px 14px; }
.cu-drawer li ul { padding-bottom: 12px; }
.cu-drawer__cta { display: grid; gap: 12px; padding: 20px var(--cu-gut) 0; }
.cu-drawer__cta .cu-btn { width: 100%; }
html.cu-lock, html.cu-lock body { overflow: hidden; }
.cu-btn__short { display: none; }
/* Narrower desktops: a little less space in the menu and the two buttons, so the menu can stay centered on the window. */
@media (max-width: 1599px) {
	.cu-logo img { width: 160px; }
	.cu-nav__link { padding: 10px 10px; }
	.cu-header__actions .cu-btn { padding: 0 16px; font-size: .95rem; }
}
@media (max-width: 1399px) {
	.cu-nav__link { padding: 10px 8px; font-size: .97rem; }
	.cu-header__actions { gap: 8px; }
	.cu-header__actions .cu-btn { padding: 0 14px; font-size: .92rem; gap: .45em; }
}
@media (max-width: 1279px) {
	.cu-nav { display: none; }
	.cu-burger { display: inline-flex; }
	.cu-header > .cu-wrap { min-height: 76px; }
	.cu-top__left .cu-top__hide { display: none; }
}
@media (max-width: 700px) {
	.cu-top__right a:not(.cu-top__phone) { display: none; }
	.cu-header__actions .cu-btn--red { display: none; }
	.cu-header__actions .cu-btn--line-white { min-height: 42px; padding: 0 14px; }
	.cu-btn__long { display: none; }
	.cu-btn__short { display: inline; }
	.cu-logo img { width: 140px; }
}
@media (max-width: 360px) { .cu-logo img { width: 120px; } }
@media (max-width: 782px) { .admin-bar .cu-header { top: 46px; } }
@media (max-width: 600px) { .admin-bar .cu-header { top: 0; } }

/* ---------- Hero ---------- */
.cu-hero { position: relative; background: var(--cu-navy); color: #fff; padding: clamp(48px, 7vw, 96px) 0 clamp(120px, 12vw, 160px); overflow: hidden; }
.cu-hero__grid { display: grid; grid-template-columns: minmax(0, 1.02fr) minmax(0, 1fr); gap: clamp(32px, 5vw, 72px); align-items: center; }
.cu-hero h1 { color: #fff; margin-bottom: 24px; }
.cu-trust { display: flex; flex-wrap: wrap; gap: 10px 24px; margin: 32px 0 0; padding: 0; list-style: none; font-size: .95rem; font-weight: 500; }
.cu-trust li { display: inline-flex; align-items: center; gap: 8px; }
.cu-trust .cu-ico { color: #fff; background: var(--cu-red); border-radius: 50%; padding: 3px; width: 20px; height: 20px; stroke-width: 3; }
.cu-hero__media { position: relative; }
.cu-hero__photo { border-radius: var(--cu-r-xl); overflow: hidden; aspect-ratio: 5 / 5.4; background: var(--cu-navy-2); }
.cu-hero__photo img { width: 100%; height: 100%; object-fit: cover; }
.cu-float { position: absolute; background: #fff; color: var(--cu-ink); border-radius: var(--cu-r); padding: 16px 18px; border: 1px solid var(--cu-line); }
.cu-float small { display: block; font-size: .8rem; color: var(--cu-muted); line-height: 1.3; }
.cu-float strong { display: block; font-family: var(--cu-font-h); font-weight: 600; font-size: 1.6rem; letter-spacing: -0.01em; line-height: 1.15; color: var(--cu-navy); }
.cu-float--a { left: -28px; top: 12%; width: 240px; }
.cu-float--b { right: -18px; bottom: 9%; display: flex; align-items: center; gap: 12px; width: 250px; }
.cu-float--b .cu-float__tick { width: 40px; height: 40px; border-radius: 50%; background: var(--cu-red); color: #fff; display: inline-flex; align-items: center; justify-content: center; flex: 0 0 auto; }
.cu-float--b .cu-float__tick .cu-ico { stroke-width: 3; }
.cu-float--b strong { font-size: 1.05rem; letter-spacing: 0; }
.cu-bars { display: flex; align-items: flex-end; gap: 5px; height: 38px; margin-top: 12px; }
.cu-bars i { flex: 1; background: var(--cu-lav); border-radius: 4px; }
.cu-bars i:last-child { background: var(--cu-red); }
@media (max-width: 960px) {
	.cu-hero__grid { grid-template-columns: 1fr; }
	.cu-hero__photo { aspect-ratio: 4 / 3; }
	.cu-float--a { left: 12px; top: 12px; width: 210px; }
	.cu-float--b { right: 12px; bottom: 12px; width: 230px; }
}
@media (max-width: 480px) { .cu-float--a { display: none; } .cu-float--b { left: 12px; right: 12px; width: auto; } }

/* ---------- Hero, full-width photo look ----------
 * The photo fills the section; a navy wash from the top keeps the header and heading readable on a pale sky,
 * and on wider screens the photo's edges soften out of focus. When this hero opens the page, it slides up
 * under the top bar and header (--cu-chrome is their height; ccu.js measures it), which stay clear until
 * the page scrolls.
 */
.cu-btn--lg { min-height: 58px; padding: 0 30px; font-size: 1.05rem; }
.cu-btn--glass { background: rgba(255, 255, 255, .14); border-color: rgba(255, 255, 255, .55); color: #fff !important; -webkit-backdrop-filter: blur(12px) saturate(140%); backdrop-filter: blur(12px) saturate(140%); }
.cu-btn--glass:hover { background: rgba(255, 255, 255, .28); border-color: #fff; }
.cu-hero--scenic { display: flex; flex-direction: column; isolation: isolate; padding: clamp(72px, 10vw, 136px) 0 clamp(128px, 11vw, 150px); text-align: center; }
.cu-hero__scene { position: absolute; inset: 0; z-index: -1; overflow: hidden; background: var(--cu-navy); }
.cu-hero__scene img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 0; }
.cu-hero__scene::before { content: ""; position: absolute; inset: 0; z-index: 1; background: radial-gradient(ellipse 90% 80% at 50% 38%, rgba(0, 5, 77, 0) 45%, rgba(0, 3, 45, .5) 100%), linear-gradient(180deg, rgba(0, 5, 77, .56) 0%, rgba(0, 5, 77, .4) 24%, rgba(0, 5, 77, .34) 50%, rgba(0, 5, 77, .1) 72%, rgba(0, 5, 77, .3) 100%); }
.cu-hero__inner { position: relative; max-width: 1040px; }
.cu-hero--scenic h1 { font-size: clamp(2.6rem, 7.4vw, 5.25rem); font-weight: 500; line-height: 1.02; letter-spacing: -0.025em; margin: 0 auto; text-shadow: 0 2px 32px rgba(0, 4, 50, .35); }
.cu-hero--scenic .cu-lead { font-size: clamp(1.1rem, 1.45vw, 1.32rem); line-height: 1.55; max-width: 660px; margin: 22px auto 0; text-shadow: 0 1px 20px rgba(0, 4, 50, .5); }
.cu-hero__ctas { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 36px; }
.cu-hero__ctas .cu-ico { width: 18px; height: 18px; }
.cu-hero__foot { position: relative; margin-top: auto; padding-top: clamp(40px, 7vh, 88px); display: flex; justify-content: center; }
.cu-hero__strip { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 28px; margin: 0; padding: 13px 26px; list-style: none; background: rgba(0, 4, 40, .58); border: 1px solid rgba(255, 255, 255, .16); border-radius: 16px; -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px); font-size: .95rem; font-weight: 500; line-height: 1.4; color: #fff; }
.cu-hero__strip li { display: inline-flex; align-items: center; gap: 9px; }
.cu-hero__strip .cu-ico { width: 19px; height: 19px; padding: 3px; border-radius: 50%; background: var(--cu-red); color: #fff; stroke-width: 3; }
/* Focus: a round sharp area on the cliffs under the buttons, the photo blurring more toward every edge, in two steps so the falloff is smooth. */
.cu-hero__focus, .cu-hero__scene::after { content: ""; position: absolute; inset: 0; z-index: 1; pointer-events: none; }
.cu-hero__focus { -webkit-backdrop-filter: blur(7px); backdrop-filter: blur(7px); -webkit-mask-image: radial-gradient(ellipse 44% 40% at 50% 60%, transparent 40%, #000 100%); mask-image: radial-gradient(ellipse 44% 40% at 50% 60%, transparent 40%, #000 100%); }
.cu-hero__scene::after { -webkit-backdrop-filter: blur(20px); backdrop-filter: blur(20px); -webkit-mask-image: radial-gradient(ellipse 62% 60% at 50% 60%, transparent 52%, #000 100%); mask-image: radial-gradient(ellipse 62% 60% at 50% 60%, transparent 52%, #000 100%); }
@media (max-width: 700px) {
	.cu-hero__focus { -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px); -webkit-mask-image: radial-gradient(ellipse 80% 34% at 50% 62%, transparent 45%, #000 100%); mask-image: radial-gradient(ellipse 80% 34% at 50% 62%, transparent 45%, #000 100%); }
	.cu-hero__scene::after { display: none; }
}
@media (prefers-reduced-motion: no-preference) {
	.cu-hero__scene img { animation: cu-drift 2.8s cubic-bezier(.2, .65, .2, 1) both; }
	.cu-hero__inner > *, .cu-hero__strip { animation: cu-rise .9s cubic-bezier(.2, .65, .2, 1) both; }
	.cu-hero__inner > :nth-child(2) { animation-delay: .08s; }
	.cu-hero__inner > :nth-child(3) { animation-delay: .16s; }
	.cu-hero__strip { animation-delay: .3s; }
}
@keyframes cu-drift { from { transform: scale(1.07); } to { transform: none; } }
@keyframes cu-rise { from { opacity: 0; transform: translateY(16px); } to { opacity: 1; transform: none; } }
@media (max-width: 700px) {
	.cu-hero--scenic { padding-bottom: 116px; }
	.cu-hero__scene img { object-position: 42% 0; }
	.cu-hero__ctas .cu-btn { flex: 1 1 100%; }
	.cu-hero__strip { flex-direction: column; align-items: flex-start; gap: 8px; width: 100%; padding: 14px 18px; text-align: left; }
}

/* The header over the photo. */
:root { --cu-chrome: 124px; }
@media (max-width: 1279px) { :root { --cu-chrome: 116px; } }
body.ccu:has(#main > .cu-hero--scenic:first-child) .cu-top { background: transparent; border-bottom: 1px solid rgba(255, 255, 255, .16); }
body.ccu:has(#main > .cu-hero--scenic:first-child) .cu-header { background: transparent; transition: background-color .25s ease; }
body.ccu:has(#main > .cu-hero--scenic:first-child) .cu-header:is(.cu-header--solid, :has(.cu-nav__item--open)) { background: var(--cu-navy); }
@media (hover: hover) and (min-width: 1280px) { body.ccu:has(#main > .cu-hero--scenic:first-child) .cu-header:has(.cu-nav__item:hover > .cu-drop) { background: var(--cu-navy); } }
body.ccu #main > .cu-hero--scenic:first-child { margin-top: calc(-1 * var(--cu-chrome)); padding-top: calc(var(--cu-chrome) + clamp(48px, 9vh, 120px)); min-height: min(100svh, 1100px); }

/* ---------- Quick actions (overlap the hero) ---------- */
.cu-actions { position: relative; z-index: 2; margin-top: clamp(-104px, -8vw, -80px); }
.cu-actions__grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 0; background: #fff; border-radius: var(--cu-r-lg); border: 1px solid var(--cu-line); overflow: hidden; }
.cu-action { display: flex; align-items: center; gap: 16px; padding: 26px 24px; text-decoration: none; color: var(--cu-ink); border-right: 1px solid var(--cu-line); transition: background-color .2s; min-width: 0; }
.cu-action:last-child { border-right: 0; }
.cu-action:hover { background: var(--cu-mist); }
.cu-action__icon { width: 52px; height: 52px; border-radius: 16px; background: var(--cu-lav); color: var(--cu-navy); display: inline-flex; align-items: center; justify-content: center; flex: 0 0 auto; }
.cu-action__icon .cu-ico { width: 24px; height: 24px; }
.cu-action__text { flex: 1 1 auto; min-width: 0; }
.cu-action__text strong { display: block; font-family: var(--cu-font-h); font-weight: 600; font-size: 1.15rem; line-height: 1.2; color: var(--cu-navy); }
.cu-action__text span { display: block; font-size: .92rem; color: var(--cu-muted); line-height: 1.35; margin-top: 3px; }
.cu-action > .cu-ico { color: var(--cu-red); flex: 0 0 auto; }
@media (max-width: 1024px) { .cu-actions__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } .cu-action:nth-child(2) { border-right: 0; } .cu-action:nth-child(-n+2) { border-bottom: 1px solid var(--cu-line); } }
@media (max-width: 560px) { .cu-actions__grid { grid-template-columns: 1fr; } .cu-action { border-right: 0; border-bottom: 1px solid var(--cu-line); padding: 20px; } .cu-action:last-child { border-bottom: 0; } }

/* ---------- Notice strip ---------- */
.cu-notice { padding: clamp(40px, 5vw, 64px) 0 0; }
.cu-notice__box { display: flex; align-items: center; gap: 20px 28px; flex-wrap: wrap; background: var(--cu-lav); border-radius: var(--cu-r-lg); padding: 24px 28px; }
.cu-badge { display: inline-flex; align-items: center; gap: 6px; background: var(--cu-navy); color: #fff; border-radius: 999px; padding: 6px 14px; font-size: .85rem; font-weight: 600; white-space: nowrap; flex: 0 0 auto; }
.cu-badge--red { background: var(--cu-red); }
.cu-notice__text { flex: 1 1 380px; min-width: 0; }
.cu-notice__text strong { display: block; font-family: var(--cu-font-h); font-size: 1.3rem; font-weight: 600; color: var(--cu-navy); line-height: 1.25; }
.cu-notice__text p { margin: 4px 0 0; color: var(--cu-ink); }

/* ---------- Product tabs ---------- */
.cu-tabs__list { display: inline-flex; flex-wrap: wrap; gap: 6px; padding: 6px; background: var(--cu-mist); border: 1px solid var(--cu-line); border-radius: 999px; margin: 0 0 clamp(28px, 4vw, 48px); }
.cu-tab { min-height: 46px; padding: 0 22px; border-radius: 999px; border: 0; background: transparent; color: var(--cu-navy); font: 600 1rem/1 var(--cu-font-b); cursor: pointer; white-space: nowrap; }
.cu-tab[aria-selected="true"] { background: var(--cu-navy); color: #fff; }
.cu-tab:not([aria-selected="true"]):hover { background: var(--cu-lav); }
.cu-tabs__center { text-align: center; }
.cu-panel-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); gap: clamp(32px, 5vw, 80px); align-items: center; }
.cu-tabpanel[hidden] { display: none; }
.cu-tabpanel h3 { font-size: clamp(1.7rem, 2.6vw, 2.2rem); line-height: 1.15; color: var(--cu-navy); }
.cu-checks { list-style: none; padding: 0 !important; margin: 24px 0 0; display: grid; gap: 12px; }
.cu-checks li { display: flex; gap: 12px; align-items: flex-start; }
.cu-checks .cu-ico { color: var(--cu-red); margin-top: 4px; stroke-width: 2.6; }
.cu-tone-navy .cu-checks .cu-ico, .cu-panel--navy .cu-checks .cu-ico { color: #fff; }
.cu-frame { position: relative; border-radius: var(--cu-r-xl); overflow: hidden; aspect-ratio: 6 / 5; background: var(--cu-mist); }
.cu-frame img { width: 100%; height: 100%; object-fit: cover; }
.cu-frame--tall { aspect-ratio: 4 / 5; }
/* Soft focus (Site settings > Soft focus on photos): framed photos stay sharp in the middle and soften toward the edges
 * in two steps, as the home hero does. The label on a photo stays sharp above it. */
body.cu-soft-photos :is(.cu-frame:not(.cu-frame--sharp), .cu-hero__photo)::before, body.cu-soft-photos :is(.cu-frame:not(.cu-frame--sharp), .cu-hero__photo)::after { content: ""; position: absolute; inset: 0; z-index: 1; pointer-events: none; }
body.cu-soft-photos :is(.cu-frame:not(.cu-frame--sharp), .cu-hero__photo)::before { -webkit-backdrop-filter: blur(5px); backdrop-filter: blur(5px); -webkit-mask-image: radial-gradient(ellipse 60% 58% at 50% 45%, transparent 45%, #000 100%); mask-image: radial-gradient(ellipse 60% 58% at 50% 45%, transparent 45%, #000 100%); }
body.cu-soft-photos :is(.cu-frame:not(.cu-frame--sharp), .cu-hero__photo)::after { -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px); -webkit-mask-image: radial-gradient(ellipse 78% 76% at 50% 45%, transparent 62%, #000 100%); mask-image: radial-gradient(ellipse 78% 76% at 50% 45%, transparent 62%, #000 100%); }
.cu-hero__photo { position: relative; }
.cu-chip { position: absolute; z-index: 2; left: 20px; bottom: 20px; display: inline-flex; align-items: center; gap: 10px; background: #fff; color: var(--cu-navy); border-radius: 999px; padding: 10px 18px 10px 10px; font-weight: 600; font-size: .95rem; max-width: calc(100% - 40px); }
.cu-chip i { width: 32px; height: 32px; border-radius: 50%; background: var(--cu-red); color: #fff; display: inline-flex; align-items: center; justify-content: center; flex: 0 0 auto; }
.cu-chip .cu-ico { stroke-width: 3; width: 16px; height: 16px; }
@media (max-width: 900px) { .cu-panel-grid { grid-template-columns: 1fr; } .cu-tabpanel .cu-frame { order: -1; } .cu-tabs__list { display: flex; border-radius: var(--cu-r); } .cu-tab { flex: 1 1 auto; } }

/* ---------- Rates ---------- */
.cu-rates__grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
.cu-rate { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--cu-line); border-radius: var(--cu-r-lg); padding: 28px 26px; min-width: 0; }
.cu-rate__name { font-weight: 600; color: var(--cu-navy); font-size: 1.05rem; line-height: 1.3; }
.cu-rate__num { font-family: var(--cu-font-h); font-weight: 600; font-size: clamp(2.6rem, 4vw, 3.4rem); line-height: 1; letter-spacing: -0.01em; color: var(--cu-navy); margin: 22px 0 6px; white-space: nowrap; }
.cu-rate__num sup { font-size: .4em; vertical-align: top; position: relative; top: .35em; margin-left: 2px; letter-spacing: 0; }
.cu-rate__unit { font-weight: 600; color: var(--cu-red); font-size: .95rem; }
.cu-rate__note { color: var(--cu-muted); font-size: .92rem; line-height: 1.45; margin: 14px 0 0; flex: 1 1 auto; }
.cu-rate .cu-link { margin-top: 18px; align-self: flex-start; font-size: .95rem; }
.cu-rate--feature { background: var(--cu-navy); border-color: var(--cu-navy); color: #fff; }
.cu-rate--feature .cu-rate__name, .cu-rate--feature .cu-rate__num, .cu-rate--feature .cu-rate__note, .cu-rate--feature .cu-link { color: #fff; }
.cu-rate--feature .cu-rate__unit { color: #fff; }
.cu-fine { font-size: .85rem; line-height: 1.55; color: var(--cu-muted); margin-top: 28px; max-width: 980px; }
.cu-fine p { margin: 0 0 .6em; }
.cu-tone-navy .cu-fine { color: #fff; }
@media (max-width: 1100px) { .cu-rates__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 560px) { .cu-rates__grid { grid-template-columns: 1fr; } }

/* ---------- Big rounded panel (app band, closing band) ---------- */
.cu-panel { border-radius: var(--cu-r-xl); padding: clamp(32px, 5vw, 72px); overflow: hidden; position: relative; }
.cu-panel--navy { background: var(--cu-navy); color: #fff; }
.cu-panel--lav { background: var(--cu-lav); }
.cu-panel--sand { background: var(--cu-sand); }
.cu-app__grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: clamp(32px, 5vw, 72px); align-items: center; }
.cu-panel--navy h2 { color: #fff; }
.cu-feats { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; margin: 30px 0 0; padding: 0; list-style: none; }
.cu-feats li { background: rgba(255, 255, 255, .14); border: 1px solid rgba(255, 255, 255, .3); border-radius: var(--cu-r); padding: 18px; min-width: 0; -webkit-backdrop-filter: blur(14px) saturate(140%); backdrop-filter: blur(14px) saturate(140%); }
/* Navy with a photo showing through (online banking panel, navy page tops and panels): heavier navy behind the
 * words on the left, lighter toward the right; panels with words on both sides keep an even wash. */
.cu-panel--photo, .cu-phero--photo { position: relative; isolation: isolate; }
.cu-panel__bg, .cu-phero__bg { position: absolute; inset: 0; z-index: -1; overflow: hidden; }
.cu-panel__bg img, .cu-phero__bg img { width: 100%; height: 100%; object-fit: cover; }
.cu-panel__bg::after, .cu-phero__bg::after { content: ""; position: absolute; inset: 0; background: linear-gradient(100deg, rgba(0, 5, 77, .9) 0%, rgba(0, 5, 77, .82) 38%, rgba(0, 5, 77, .55) 70%, rgba(0, 5, 77, .45) 100%); }
.cu-panel--photo-even .cu-panel__bg::after { background: linear-gradient(100deg, rgba(0, 5, 77, .88) 0%, rgba(0, 5, 77, .74) 100%); }
@media (max-width: 900px) { .cu-panel__bg::after, .cu-phero__bg::after, .cu-panel--photo-even .cu-panel__bg::after { background: linear-gradient(180deg, rgba(0, 5, 77, .88) 0%, rgba(0, 5, 77, .8) 55%, rgba(0, 5, 77, .62) 100%); } }
.cu-feats strong { display: block; font-family: var(--cu-font-h); font-weight: 600; font-size: 1.1rem; line-height: 1.25; }
.cu-feats span { display: block; font-size: .92rem; margin-top: 4px; line-height: 1.4; }
.cu-phone { position: relative; width: min(330px, 100%); margin: 0 auto; aspect-ratio: 9 / 18.5; background: #05072a; border-radius: 46px; padding: 12px; border: 1px solid var(--cu-navy-line); }
.cu-phone__screen { height: 100%; border-radius: 36px; background: var(--cu-mist); color: var(--cu-ink); overflow: hidden; display: flex; flex-direction: column; font-size: 13px; line-height: 1.35; }
.cu-phone__top { background: var(--cu-navy); color: #fff; padding: 34px 18px 54px; }
.cu-phone__top img { width: 92px; }
.cu-phone__hello { margin-top: 16px; font-family: var(--cu-font-h); font-size: 18px; font-weight: 600; }
.cu-phone__cards { margin: -38px 12px 0; display: grid; gap: 10px; }
.cu-phone__acct { background: #fff; border-radius: 16px; padding: 14px 16px; border: 1px solid var(--cu-line); }
.cu-phone__acct small { display: block; color: var(--cu-muted); font-size: 12px; }
.cu-phone__acct b { display: block; font-family: var(--cu-font-h); font-size: 22px; font-weight: 600; color: var(--cu-navy); letter-spacing: -0.01em; }
.cu-phone__list { margin: 14px 12px 0; background: #fff; border-radius: 16px; border: 1px solid var(--cu-line); padding: 6px 14px; }
.cu-phone__row { display: flex; justify-content: space-between; gap: 8px; padding: 9px 0; border-bottom: 1px solid var(--cu-line); }
.cu-phone__row:last-child { border-bottom: 0; }
.cu-phone__row span { min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.cu-phone__row b { white-space: nowrap; font-weight: 600; }
.cu-phone__row b.is-in { color: #0a7a3d; }
@media (max-width: 900px) { .cu-app__grid { grid-template-columns: 1fr; } }
@media (max-width: 520px) { .cu-feats { grid-template-columns: 1fr; } }

/* ---------- Stats ---------- */
.cu-stats__grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); border-top: 1px solid var(--cu-line); }
.cu-stat { padding: 32px 28px 8px 0; border-right: 1px solid var(--cu-line); min-width: 0; }
.cu-stat + .cu-stat { padding-left: 28px; }
.cu-stat:last-child { border-right: 0; }
.cu-stat__num { font-family: var(--cu-font-h); font-weight: 600; font-size: clamp(3rem, 5.5vw, 4.6rem); line-height: 1; letter-spacing: -0.01em; color: var(--cu-navy); }
.cu-stat__label { font-weight: 600; margin-top: 14px; color: var(--cu-ink); font-size: 1.05rem; line-height: 1.35; }
.cu-stat__text { color: var(--cu-muted); font-size: .95rem; margin-top: 6px; line-height: 1.45; }
@media (max-width: 900px) { .cu-stats__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } .cu-stat:nth-child(2) { border-right: 0; } .cu-stat:nth-child(3) { padding-left: 0; } .cu-stat:nth-child(n+3) { border-top: 1px solid var(--cu-line); } }
@media (max-width: 480px) { .cu-stats__grid { grid-template-columns: 1fr; } .cu-stat, .cu-stat + .cu-stat { padding-left: 0; border-right: 0; border-top: 1px solid var(--cu-line); } .cu-stat:first-child { border-top: 0; } }

/* ---------- Split (text beside a photo) ---------- */
.cu-split { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(32px, 6vw, 96px); align-items: center; }
.cu-split--flip .cu-split__media { order: -1; }
.cu-split h2 { color: var(--cu-navy); }
.cu-tone-navy .cu-split h2 { color: #fff; }
.cu-split__body > p:last-of-type { margin-bottom: 0; }
.cu-box { margin-top: 28px; background: var(--cu-mist); border: 1px solid var(--cu-line); border-radius: var(--cu-r); padding: 22px 24px; }
.cu-tone-mist .cu-box, .cu-tone-lav .cu-box { background: #fff; }
.cu-box__label { font-weight: 600; color: var(--cu-muted); font-size: .9rem; }
.cu-box__big { font-family: var(--cu-font-h); font-weight: 600; font-size: clamp(1.7rem, 2.6vw, 2.2rem); line-height: 1.1; color: var(--cu-navy); letter-spacing: -0.01em; margin: 4px 0; }
.cu-box p { margin: 6px 0 0; font-size: .95rem; }
@media (max-width: 900px) { .cu-split { grid-template-columns: 1fr; } .cu-split__media, .cu-split--flip .cu-split__media { order: -1; } }

/* ---------- Chips (counties) ---------- */
.cu-chips { display: flex; flex-wrap: wrap; gap: 10px; margin: 26px 0 0; padding: 0; list-style: none; }
.cu-chips li { display: inline-flex; align-items: center; background: #fff; border: 1px solid var(--cu-line); border-radius: 999px; padding: 9px 18px; font-weight: 600; color: var(--cu-navy); }
.cu-tone-mist .cu-chips li { background: #fff; }

/* ---------- Branch cards ---------- */
.cu-branches__grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.cu-branch { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--cu-line); border-radius: var(--cu-r-lg); overflow: hidden; min-width: 0; }
.cu-branch__top { background: var(--cu-navy); color: #fff; padding: 26px 26px 22px; position: relative; }
.cu-branch__top h3 { color: #fff; margin: 0; font-size: clamp(1.7rem, 2.4vw, 2.1rem); }
.cu-branch__top span { display: block; font-size: .9rem; margin-top: 2px; font-weight: 500; }
.cu-branch__body { padding: 22px 26px 26px; display: flex; flex-direction: column; gap: 14px; flex: 1 1 auto; }
.cu-branch__row { display: flex; gap: 12px; align-items: flex-start; line-height: 1.45; }
.cu-branch__row .cu-ico { color: var(--cu-red); margin-top: 3px; }
.cu-branch__row a { text-decoration: none; font-weight: 600; color: var(--cu-navy); }
.cu-branch__row a:hover { text-decoration: underline; }
.cu-branch__body .cu-btn { margin-top: auto; align-self: flex-start; }
@media (max-width: 960px) { .cu-branches__grid { grid-template-columns: 1fr; } }

/* ---------- Closing band ---------- */
.cu-close .cu-panel { min-height: 420px; display: flex; align-items: center; }
.cu-close__bg { position: absolute; inset: 0; }
.cu-close__bg img { width: 100%; height: 100%; object-fit: cover; }
.cu-close__bg::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(0, 5, 77, .94) 0%, rgba(0, 5, 77, .82) 45%, rgba(0, 5, 77, .35) 100%); }
.cu-close__body { position: relative; max-width: 620px; }
.cu-close h2 { color: #fff; }
@media (max-width: 700px) { .cu-close__bg::after { background: rgba(0, 5, 77, .86); } }

/* ---------- Page hero (inside pages) ---------- */
.cu-phero { padding: clamp(36px, 5vw, 64px) 0 clamp(56px, 7vw, 96px); }
.cu-phero--lav { background: var(--cu-lav); }
.cu-phero--navy { background: var(--cu-navy); color: #fff; }
.cu-phero--navy h1 { color: #fff; }
.cu-phero--sand { background: var(--cu-sand); }
.cu-crumbs { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 28px; padding: 0; list-style: none; font-size: .92rem; font-weight: 500; }
.cu-crumbs li + li::before { content: "/"; margin-right: 8px; opacity: 1; }
.cu-crumbs a { text-decoration: none; }
.cu-crumbs a:hover { text-decoration: underline; }
.cu-phero__grid { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr); gap: clamp(32px, 5vw, 72px); align-items: center; }
.cu-phero h1 { color: var(--cu-navy); }
.cu-phero--navy h1 { color: #fff; }
.cu-phero .cu-lead { color: var(--cu-ink); }
.cu-phero--navy .cu-lead { color: #fff; }
.cu-jump { display: flex; flex-wrap: wrap; gap: 8px; margin: 28px 0 0; padding: 0; list-style: none; }
.cu-jump a { display: inline-flex; align-items: center; min-height: 40px; padding: 0 16px; border-radius: 999px; background: #fff; border: 1px solid var(--cu-line); color: var(--cu-navy); text-decoration: none; font-weight: 600; font-size: .95rem; }
.cu-jump a:hover { border-color: var(--cu-navy); }
.cu-phero--navy .cu-jump a { background: var(--cu-navy-2); border-color: var(--cu-navy-line); color: #fff; }
.cu-phero--navy .cu-jump a:hover { border-color: #fff; }
.cu-phero__media .cu-frame { aspect-ratio: 5 / 4; }
@media (max-width: 900px) { .cu-phero__grid { grid-template-columns: 1fr; } }

/* ---------- Calculator ---------- */
.cu-calc { background: #fff; color: var(--cu-ink); border: 1px solid var(--cu-line); border-radius: var(--cu-r-xl); padding: clamp(22px, 3vw, 32px); }
.cu-calc h2, .cu-calc h3 { font-size: 1.35rem; color: var(--cu-navy); margin-bottom: 18px; letter-spacing: -0.01em; }
.cu-calc__row { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
.cu-field { display: flex; flex-direction: column; gap: 6px; min-width: 0; margin-bottom: 14px; }
.cu-field label, .cu-field legend { font-weight: 600; font-size: .92rem; color: var(--cu-ink); }
.cu-field input, .cu-field select, .cu-field textarea { width: 100%; min-height: 52px; border: 1.5px solid var(--cu-line); border-radius: var(--cu-r-sm); padding: 12px 14px; font: 500 1rem/1.3 var(--cu-font-b); color: var(--cu-ink); background: #fff; }
.cu-field textarea { min-height: 140px; resize: vertical; }
.cu-field input:focus, .cu-field select:focus, .cu-field textarea:focus { outline: none; border-color: var(--cu-navy); box-shadow: 0 0 0 3px var(--cu-lav); }
.cu-field.has-error input, .cu-field.has-error select, .cu-field.has-error textarea { border-color: var(--cu-red); }
.cu-field__err, .cr-field__err { color: var(--cu-red); font-size: .88rem; font-weight: 600; margin: 2px 0 0; }
.cu-calc__out { display: flex; align-items: baseline; justify-content: space-between; gap: 16px; flex-wrap: wrap; background: var(--cu-navy); color: #fff; border-radius: var(--cu-r); padding: 20px 22px; margin-top: 6px; }
.cu-calc__out span { font-weight: 600; }
.cu-calc__out output { font-family: var(--cu-font-h); font-size: clamp(2rem, 3.4vw, 2.6rem); font-weight: 600; letter-spacing: -0.01em; line-height: 1; }
.cu-calc .cu-fine { margin-top: 14px; }
@media (max-width: 520px) { .cu-calc__row { grid-template-columns: 1fr; } }

/* ---------- Product cards ---------- */
.cu-cards__grid { display: grid; grid-template-columns: repeat(var(--cu-cols, 3), minmax(0, 1fr)); gap: 18px; }
.cu-card { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--cu-line); border-radius: var(--cu-r-lg); padding: 30px 28px; min-width: 0; transition: border-color .2s; }
a.cu-card { text-decoration: none; color: var(--cu-ink); }
a.cu-card:hover { border-color: var(--cu-navy); }
.cu-card__icon { width: 56px; height: 56px; border-radius: 18px; background: var(--cu-lav); color: var(--cu-navy); display: inline-flex; align-items: center; justify-content: center; margin-bottom: 22px; }
.cu-card__icon .cu-ico { width: 26px; height: 26px; }
.cu-card:nth-child(3n+2) .cu-card__icon { background: var(--cu-blush); color: var(--cu-red); }
.cu-card:nth-child(3n+3) .cu-card__icon { background: var(--cu-sand); }
.cu-card h3 { color: var(--cu-navy); margin-bottom: 10px; }
.cu-card p { color: var(--cu-muted); margin: 0; flex: 1 1 auto; }
.cu-card__more { display: inline-flex; align-items: center; gap: 8px; margin-top: 22px; font-weight: 600; color: var(--cu-navy); }
.cu-card:hover .cu-card__more { color: var(--cu-red); }
.cu-tone-mist .cu-card, .cu-tone-lav .cu-card, .cu-tone-sand .cu-card { border-color: transparent; }
@media (max-width: 1024px) { .cu-cards__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 600px) { .cu-cards__grid { grid-template-columns: 1fr; } }

/* ---------- Rate tables ---------- */
.cu-table-wrap { overflow-x: auto; border: 1px solid var(--cu-line); border-radius: var(--cu-r-lg); background: #fff; }
.cu-table { width: 100%; border-collapse: collapse; min-width: 520px; font-size: 1rem; }
.cu-table caption { text-align: left; padding: 20px 24px 0; font-family: var(--cu-font-h); font-weight: 600; font-size: 1.25rem; color: var(--cu-navy); }
.cu-table th, .cu-table td { text-align: left; padding: 15px 24px; border-bottom: 1px solid var(--cu-line); vertical-align: top; }
.cu-table thead th { font-size: .85rem; font-weight: 600; color: var(--cu-muted); background: var(--cu-mist); }
.cu-table tbody tr:last-child th, .cu-table tbody tr:last-child td { border-bottom: 0; }
.cu-table tbody th { font-weight: 600; color: var(--cu-ink); }
.cu-table td.is-num { font-family: var(--cu-font-h); font-weight: 600; color: var(--cu-navy); font-size: 1.1rem; white-space: nowrap; }
.cu-tables { display: grid; gap: 18px; }
.cu-tables--two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
@media (max-width: 1000px) { .cu-tables--two { grid-template-columns: 1fr; } }

/* ---------- Steps ---------- */
.cu-steps__grid { display: grid; grid-template-columns: repeat(var(--cu-cols, 3), minmax(0, 1fr)); gap: 18px; counter-reset: cu-step; margin: 0; padding: 0; list-style: none; }
.cu-step { background: #fff; border: 1px solid var(--cu-line); border-radius: var(--cu-r-lg); padding: 30px 28px; min-width: 0; }
.cu-tone-mist .cu-step, .cu-tone-lav .cu-step { border-color: transparent; }
.cu-step__n { display: inline-flex; align-items: center; justify-content: center; width: 46px; height: 46px; border-radius: 50%; background: var(--cu-navy); color: #fff; font-family: var(--cu-font-h); font-weight: 600; font-size: 1.2rem; margin-bottom: 20px; }
.cu-step h3 { color: var(--cu-navy); }
.cu-step p { color: var(--cu-muted); margin: 0; }
.cu-step .cu-link { margin-top: 16px; }
@media (max-width: 900px) { .cu-steps__grid { grid-template-columns: 1fr; } }

/* ---------- FAQ ---------- */
.cu-faq__grid { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: clamp(32px, 5vw, 80px); align-items: start; }
.cu-faq__head h2 { color: var(--cu-navy); }
.cu-faq__list { border-top: 1px solid var(--cu-line); }
.cu-faq details { border-bottom: 1px solid var(--cu-line); }
.cu-faq summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 22px 0; cursor: pointer; list-style: none; font-family: var(--cu-font-h); font-weight: 600; font-size: 1.2rem; line-height: 1.3; color: var(--cu-navy); }
.cu-faq summary::-webkit-details-marker { display: none; }
.cu-faq summary i { width: 36px; height: 36px; border-radius: 50%; background: var(--cu-lav); display: inline-flex; align-items: center; justify-content: center; flex: 0 0 auto; transition: transform .2s, background-color .2s; }
.cu-faq summary i .cu-ico { width: 18px; height: 18px; }
.cu-faq details[open] summary i { transform: rotate(45deg); background: var(--cu-navy); color: #fff; }
.cu-faq__a { padding: 0 56px 22px 0; color: var(--cu-ink); }
.cu-faq__a p:last-child { margin-bottom: 0; }
@media (max-width: 900px) { .cu-faq__grid { grid-template-columns: 1fr; } .cu-faq__a { padding-right: 0; } }

/* ---------- Eligibility ---------- */
.cu-elig__grid { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: 18px; }
.cu-elig__card { border-radius: var(--cu-r-xl); padding: clamp(28px, 4vw, 48px); min-width: 0; }
.cu-elig__card--a { background: var(--cu-lav); }
.cu-elig__card--b { background: var(--cu-navy); color: #fff; }
.cu-elig__card h3 { font-size: clamp(1.5rem, 2.4vw, 2rem); color: var(--cu-navy); }
.cu-elig__card--b h3 { color: #fff; }
.cu-elig__card--b .cu-checks .cu-ico { color: #fff; }
@media (max-width: 900px) { .cu-elig__grid { grid-template-columns: 1fr; } }

/* ---------- Holiday schedule ---------- */
.cu-hol__grid { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: clamp(32px, 5vw, 80px); align-items: start; }
.cu-hol__list { margin: 0; padding: 0; list-style: none; border: 1px solid var(--cu-line); border-radius: var(--cu-r-lg); background: #fff; overflow: hidden; }
.cu-hol__list li { display: flex; justify-content: space-between; gap: 16px; padding: 15px 22px; border-bottom: 1px solid var(--cu-line); }
.cu-hol__list li:last-child { border-bottom: 0; }
.cu-hol__list b { font-weight: 600; color: var(--cu-ink); min-width: 0; }
.cu-hol__list span { color: var(--cu-navy); font-weight: 600; text-align: right; white-space: nowrap; }
.cu-hol__list em { display: block; font-style: normal; font-weight: 400; color: var(--cu-muted); font-size: .9rem; }
@media (max-width: 900px) { .cu-hol__grid { grid-template-columns: 1fr; } }
@media (max-width: 480px) { .cu-hol__list li { flex-direction: column; gap: 2px; } .cu-hol__list span { text-align: left; } }

/* ---------- Contact ---------- */
.cu-contact__grid { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1.15fr); gap: clamp(28px, 4vw, 64px); align-items: start; }
.cu-contact__info h2 { color: var(--cu-navy); }
.cu-contact__list { list-style: none; margin: 28px 0 0; padding: 0; display: grid; gap: 18px; }
.cu-contact__list li { display: flex; gap: 14px; align-items: flex-start; }
.cu-contact__list i { width: 44px; height: 44px; border-radius: 14px; background: var(--cu-lav); color: var(--cu-navy); display: inline-flex; align-items: center; justify-content: center; flex: 0 0 auto; }
.cu-contact__list b { display: block; font-weight: 600; font-size: .9rem; color: var(--cu-muted); }
.cu-contact__list a { color: var(--cu-navy); font-weight: 600; text-decoration: none; font-size: 1.1rem; }
.cu-contact__list a:hover { text-decoration: underline; }
.cu-form { background: #fff; border: 1px solid var(--cu-line); border-radius: var(--cu-r-xl); padding: clamp(24px, 3.5vw, 40px); }
.cu-form h2, .cu-form h3 { font-size: clamp(1.5rem, 2.2vw, 1.9rem); color: var(--cu-navy); margin-bottom: 8px; }
.cu-form__intro { color: var(--cu-muted); margin-bottom: 22px; }
.cu-form__row { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 14px; }
.cu-form__fine { font-size: .85rem; color: var(--cu-muted); margin: 14px 0 0; }
.cu-form .cu-btn { width: 100%; margin-top: 6px; }
.cu-form__done { text-align: center; padding: 24px 0; }
.cu-form__done .cu-ico { width: 56px; height: 56px; color: var(--cu-red); margin: 0 auto 14px; }
.cu-form__done h3 { color: var(--cu-navy); }
[data-ccu-msg] { background: var(--cu-blush); color: var(--cu-ink); border-radius: var(--cu-r-sm); padding: 12px 14px; margin: 12px 0 0; font-size: .95rem; }
.cu-tone-mist .cu-form { border-color: transparent; }
@media (max-width: 960px) { .cu-contact__grid { grid-template-columns: 1fr; } }
@media (max-width: 520px) { .cu-form__row { grid-template-columns: 1fr; } }

/* ---------- Prose (ordinary pages, disclosures) ---------- */
.cu-prose { max-width: 780px; }
.cu-prose h2 { font-size: clamp(1.6rem, 2.6vw, 2.1rem); color: var(--cu-navy); margin-top: 1.6em; }
.cu-prose h3 { color: var(--cu-navy); margin-top: 1.4em; }
.cu-prose a { color: var(--cu-navy); font-weight: 600; }

/* ---------- Footer ---------- */
.cu-footer { background: var(--cu-navy); color: #fff; padding: clamp(56px, 7vw, 88px) 0 0; font-size: .97rem; }
.cu-footer a { color: #fff; text-decoration: none; }
.cu-footer a:hover { text-decoration: underline; text-underline-offset: 3px; }
.cu-footer__top { display: grid; grid-template-columns: minmax(0, 1.25fr) repeat(4, minmax(0, 1fr)); gap: 32px; padding-bottom: 48px; border-bottom: 1px solid var(--cu-navy-line); }
.cu-footer__brand img { width: 190px; margin-bottom: 20px; }
.cu-footer__brand p { max-width: 320px; }
.cu-footer h3 { font-family: var(--cu-font-b); font-size: .95rem; font-weight: 600; letter-spacing: 0; margin: 0 0 16px; color: #fff; }
.cu-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.cu-footer__contact { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; padding: 32px 0; border-bottom: 1px solid var(--cu-navy-line); }
.cu-footer__contact b { display: block; font-size: .85rem; font-weight: 600; margin-bottom: 4px; }
.cu-footer__contact a, .cu-footer__contact span { font-family: var(--cu-font-h); font-size: 1.2rem; font-weight: 600; }
.cu-footer__legal { display: flex; align-items: center; justify-content: space-between; gap: 18px 32px; flex-wrap: wrap; padding: 26px 0 32px; font-size: .9rem; }
.cu-footer__marks { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.cu-footer__marks svg { width: 44px; height: 44px; flex: 0 0 auto; }
.cu-footer__marks p { margin: 0; max-width: 520px; }
.cu-footer__bottom { display: flex; gap: 8px 22px; flex-wrap: wrap; align-items: center; }
.cu-footer__bottom p { margin: 0; }
.cu-footer__credits { font-size: .82rem; padding: 0 0 28px; margin: 0; }
.cu-social { display: inline-flex; width: 40px; height: 40px; border-radius: 50%; border: 1px solid var(--cu-navy-line); align-items: center; justify-content: center; margin-top: 18px; }
.cu-social svg { width: 18px; height: 18px; fill: #fff; }
@media (max-width: 1100px) { .cu-footer__top { grid-template-columns: repeat(2, minmax(0, 1fr)); } .cu-footer__brand { grid-column: 1 / -1; } .cu-footer__contact { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 520px) { .cu-footer__top { gap: 28px 20px; } .cu-footer__contact > div:last-child { grid-column: 1 / -1; } .cu-footer__contact a, .cu-footer__contact span { font-size: 1.05rem; } }

/* ---------- Phone call bar ---------- */
.cu-callbar { display: none; }
@media (max-width: 700px) {
	.cu-callbar { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; position: fixed; left: 0; right: 0; bottom: 0; z-index: 60; padding: 10px 12px calc(10px + env(safe-area-inset-bottom)); background: var(--cu-navy); border-top: 1px solid var(--cu-navy-line); }
	.cu-callbar .cu-btn { min-height: 48px; padding: 0 12px; width: 100%; }
	body.ccu { padding-bottom: 72px; }
}

/* ---------- Motion ---------- */
@media (prefers-reduced-motion: reduce) { body.ccu *, body.ccu *::before, body.ccu *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; } }
html:has(body.ccu) { scroll-behavior: smooth; scroll-padding-top: 110px; }

/* Two white sections in a row share one gap, not two. */
.cu-sec:not([class*="cu-tone-"]):not(.cu-close) + .cu-sec:not([class*="cu-tone-"]) { padding-top: 0; }
@media (max-width: 560px) {
	.cu-table { min-width: 0; font-size: .88rem; }
	.cu-table th, .cu-table td { padding: 11px 8px; }
	.cu-table th:first-child, .cu-table td:first-child { padding-left: 12px; }
	.cu-table caption { padding: 16px 12px 0; font-size: 1.05rem; }
	.cu-table thead th { font-size: .78rem; }
	.cu-table td.is-num { font-size: .92rem; }
}
/* Headings inside navy panels stay white, whatever layout sits inside the panel. */
.cu-panel--navy .cu-split h2, .cu-panel--navy .cu-split h3, .cu-tone-navy .cu-split h2 { color: #fff; }

/* Block previews in the editor: the same type as the site, without touching the editor's own screens. */
.editor-styles-wrapper :is(.cu-hero, .cu-actions, .cu-notice, .cu-sec, .cu-phero) { font-family: var(--cu-font-b); font-size: 18px; line-height: 1.6; color: var(--cu-ink); }
.editor-styles-wrapper :is(.cu-hero, .cu-sec, .cu-phero) :is(h1, h2, h3, h4) { font-family: var(--cu-font-h); font-weight: 600; letter-spacing: 0; margin: 0 0 .5em; }
.editor-styles-wrapper :is(.cu-hero, .cu-sec, .cu-phero) img { max-width: 100%; display: block; }
.editor-styles-wrapper .cu-hero, .editor-styles-wrapper .cu-phero--navy, .editor-styles-wrapper .cu-tone-navy, .editor-styles-wrapper .cu-panel--navy { color: #fff; }

/* ---------- Calculators block ---------- */
.cu-calc--wide { max-width: 920px; }
.cu-calc--wide h3 { font-size: 1.35rem; color: var(--cu-navy); margin-bottom: 18px; }
.cu-calc__row--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
@media (max-width: 820px) { .cu-calc__row--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 520px) { .cu-calc__row--4 { grid-template-columns: 1fr; } }

/* ---------- Documents block ---------- */
.cu-docs { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.cu-doc { display: flex; align-items: center; gap: 18px; padding: 20px 22px; background: #fff; border: 1px solid var(--cu-line); border-radius: var(--cu-r); text-decoration: none; color: var(--cu-ink); transition: border-color .2s; min-width: 0; }
.cu-doc:hover { border-color: var(--cu-navy); }
.cu-doc__text { flex: 1 1 auto; min-width: 0; }
.cu-doc__text strong { display: block; font-family: var(--cu-font-h); font-weight: 600; font-size: 1.1rem; color: var(--cu-navy); line-height: 1.3; }
.cu-doc__text span { display: block; color: var(--cu-muted); font-size: .95rem; margin-top: 2px; line-height: 1.4; }
.cu-doc__label { flex: 0 0 auto; font-size: .78rem; font-weight: 700; color: var(--cu-navy); background: var(--cu-lav); border-radius: 999px; padding: 4px 10px; }
.cu-doc > .cu-ico { color: var(--cu-red); flex: 0 0 auto; }
.cu-tone-mist .cu-doc, .cu-tone-lav .cu-doc, .cu-tone-sand .cu-doc { border-color: transparent; }
@media (max-width: 760px) { .cu-docs { grid-template-columns: 1fr; } }

/* ---------- Footer legal links ---------- */
.cu-footer__links { display: flex; flex-wrap: wrap; gap: 6px 20px; list-style: none; margin: 0; padding: 0; }